Lotus Dental Group · San Jose, CA

Guardian Dentist in San Jose, CA

We accept and bill Guardian dental plans — and handle the paperwork for you.

Dr. Prathima Chawla, DMD
Guardian dental insurance accepted at Lotus Dental Group
Guardian dental plans accepted & billed hereWe verify your benefits before your visit and file the claim for you — so you know your cost up front.
Guardian AcceptedBilled & filed for you
25+ Years ExperienceDr. Prathima Chawla, DMD
All Care Under One RoofNo referrals out
4.7★ Highly RatedGoogle & Yelp
Family PracticeKids to seniors
Guardian Coverage

Does Lotus Dental Group accept Guardian?

Short answer

Yes — Lotus Dental Group in San Jose accepts and bills Guardian dental insurance. Most Guardian DentalGuard PPO plans cover preventive visits such as cleanings, exams and X-rays at or near 100%, with basic and major treatment covered at a lower percentage. Our team verifies your specific Guardian benefits before your appointment and submits the claim for you, so you know your cost up front.

100%
Preventive
Cleanings, exams, routine X-rays, fluoride
80%
Basic
Fillings, simple extractions, root canals
50%
Major
Crowns, bridges, dentures, implants

Typical coverage levels for Guardian PPO plans. Because your employer selects the plan, your actual benefits may differ — we verify your exact coverage before treatment.

Guardian plans we accept

Guardian DentalGuard Preferred (PPO)Guardian DentalGuard Preferred PlusGuardian employer group dental plansGuardian individual dental plans

How your Guardian billing works here

1
We verify your benefits

Before your appointment we confirm your coverage levels, deductible and remaining annual maximum.

2
You get an estimate in writing

For anything beyond a routine visit, you see your expected out-of-pocket cost before we begin.

3
We file the claim for you

You pay only your portion at the visit instead of paying in full and waiting on reimbursement.

4
We help before benefits reset

Most dental plans reset at the end of the calendar year, and unused benefits do not roll over.

One Office, Every Treatment

Everything your family needs under one roof

Lotus Dental Group is a comprehensive dental practice, so the treatment many offices refer out is handled here — using the same Guardian plan, the same team and the same records.

Children and adults are treated in the same practice, so a family on one Guardian plan can be scheduled together instead of driving between a pediatric office, a general dentist and a specialist.

Book an Appointment →
Inside Lotus Dental Group in Willow Glen, San Jose
Meet Your Dentist

Experienced in Every Aspect of Dentistry

Dr. Prathima Chawla, DMD
Dr. Prathima Chawla, DMD
General, Cosmetic & Implant Dentistry
UPenn School of Dental MedicineGeneral · Cosmetic · RestorativeImplant & Bite Analysis Training25+ Years of ExperienceADA · CDA · SCCDS Member

A graduate of the University of Pennsylvania School of Dental Medicine, Dr. Chawla brings more than two decades of clinical experience spanning preventive, restorative, cosmetic, and implant dentistry. After years in private practice, she built Lotus Dental Group around a simple idea: comprehensive, expert care delivered with patience and clear communication.

From routine cleanings and fillings to crowns, Invisalign, implants, and full smile makeovers, she is trained and experienced across every aspect of dentistry — and is especially passionate about helping anxious patients feel calm, informed, and in control of their care.

Read Full Bio →
Step Inside Dr. Chawla's San Jose Office
Our front desk teamOur front desk team
Bright, welcoming hallwaysBright, welcoming hallways
A modern treatment roomA modern treatment room
A calm, private hallwayA calm, private hallway
Fully equipped treatment suitesFully equipped treatment suites
Patient Reviews

What patients say about care & coverage

★★★★★Google

The office is very clean and the environment is very serene. I felt very comfortable with Cassandra and Alyssa. They were great at providing me lots of detail about my insurance and what options were available that best suited my situation. Thank you again!!

S
Sarah Melendez
2025
★★★★★Google

I started going to this dentistry in 2018 while in college and with little money after a dental emergency. Even though I had no insurance, she took me in, onboarded me into her insurance, and fixed my teeth perfectly.

N
Nyla Worker
2022 · Patient since 2018
★★★★★Yelp

Dr. Chawla and her team are amazing. They always made me feel comfortable and never made me feel judged for letting my teeth get to the state they were in. They help with financing, and four years later, I have the smile of my dreams.

L
Lisa O.
Sep 29, 2020 · Smile Makeover
Read All Reviews →
Inside Our Practice

A Modern, Welcoming Office

Newly appointed suites at 1660 Willow St #7 in Willow Glen, with easy parking.

Guardian Questions

Frequently Asked Questions

Ready When You Are

Book with a Guardian dentist in San Jose

Call and our team will verify your Guardian benefits before you come in. Not sure whether your plan is accepted? We accept and bill most major dental insurance — we are happy to check.