Lotus Dental Group · San Jose, CA

Affordable Dental Insurance

We accept virtually all major U.S. dental plans — including Delta Dental — and file the paperwork for you.

Dr. Prathima Chawla, DMD

Affordable Dental Insurance Options in San Jose, CA

At Lotus Dental Group, we believe everyone deserves access to high-quality dental care. Our team works to make dental treatments more affordable by accepting many popular dental insurance plans and helping patients understand how to maximize their benefits.
We understand that dental insurance can sometimes feel complicated. That’s why our knowledgeable team helps guide patients through their coverage, making it easier to receive the care they need without unnecessary stress.
In addition to insurance options, we also provide an In-Office Dental Savings Plan for patients who do not have dental insurance, offering another way to keep dental care affordable.

Accepted Dental Insurance Plans at Lotus Dental Group

To make dental care more accessible, Lotus Dental Group works with several well-known dental insurance providers. Accepting a variety of plans allows our patients to receive quality dental care while using their available insurance benefits.
We accept virtually all major U.S. dental insurance plans — whether you're in-network or using out-of-network benefits. The carriers we work with include:
  • Delta Dental (PPO & Premier)
  • Cigna
  • Aetna
  • MetLife
  • Guardian
  • UnitedHealthcare
  • Blue Shield of California
  • Anthem Blue Cross
  • Principal Financial Group
  • Humana
  • Ameritas
  • GEHA / Connection Dental
  • Lincoln Financial
  • Sun Life (Assurant)
  • Careington
  • Premier Access / Access Dental
  • Dental Health Services
  • United Concordia / TRICARE Dental
This is not a complete list — we accept many additional PPO and indemnity plans. Whatever your coverage, our team will verify your benefits before your visit and handle the insurance paperwork for you.
If your insurance provider is not listed above, our team is happy to assist you. Call our office at 669-222-8315 to confirm your coverage and learn how to maximize your benefits.

In-Office Dental Savings Plan

For patients without insurance, our In-Office Dental Savings Plan offers an affordable way to maintain regular care, with benefits like:
  • Free annual exam, check-up X-rays, and regular cleaning
  • Discounted rates on most dental treatments
  • Emergency care discounts
  • No waiting periods or insurance hassles
Protect your smile and save on dental care—contact us today to learn more.

Why Patients Trust Lotus Dental Group

At Lotus Dental Group, we focus on providing exceptional dental care while helping patients access flexible and affordable treatment options.
Experienced & Compassionate Team: Our dentists and staff provide high-quality care in a comfortable, welcoming environment.
Flexible Payment & Insurance Support: We accept many dental insurance plans and offer our In-Office Dental Savings Plan for patients without insurance.
Convenient Location: Our San Jose dental office serves patients from the surrounding communities, making it easy to access reliable dental care.

Get Help Understanding Your Dental Insurance

If you have questions about your dental insurance coverage or want to learn more about our In-Office Dental Savings Plan, our team is here to help.
Contact Lotus Dental Group today to speak with our friendly staff and learn how to make the most of your dental benefits. Call 669-222-8315 to learn more about accepted insurance plans or to schedule your dental appointment.
Our Blogs
Sudden Toothache at Night in San Jose? What to Do & When to See an Emergency Dentist
April 29, 2026

Sudden Toothache at Night in San Jose? What to Do & When to See an Emergency Dentist

A sudden toothache at night can be overwhelming, especially when it disrupts your sleep and most dental offices are closed. It may feel like a sharp, throbbing pain. In some cases, it can be a constant dull ache. Nighttime tooth pain often signals an underlying issue that needs prompt attention.

If you are dealing with a toothache at night in San Jose, CA, knowing what to do immediately-and when to seek professional care-can help you relieve pain and prevent serious complications.

At Lotus Dental Group, patients receive timely, expert care focused on fast relief, accurate diagnosis, and long-term dental health.
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Professional Teeth Whitening in San Jose
March 24, 2026

Teeth Whitening in San Jose: Safe, Professional & Long-Lasting Results

A brighter smile can transform your confidence, enhance your appearance, and leave a lasting impression. If you're searching for professional teeth whitening in San Jose, you're not alone. Stained or discolored teeth are one of the most common cosmetic concerns among adults and teens alike.

At Lotus Dental Group, we provide safe, effective, and customized whitening treatments designed to deliver noticeable results - without damaging your enamel or increasing sensitivity.

Whether you have coffee stains, wine discoloration, or natural yellowing over time, our experienced dental team is here to help you achieve a radiant smile you'll love.
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How a Dentist in San Jose Can Transform Your Smile and Confidence
January 30, 2026

How a Dentist in San Jose Can Transform Your Smile and Confidence

Cosmetic dentistry and smile transformation at Lotus Dental Group San Jose

A confident smile is more than just an aesthetic feature—it plays a vital role in how you feel about yourself and how you connect with others. If you've ever felt self-conscious about your smile, working with a trusted San Jose dentist can make a meaningful difference. As a trusted Dentist in San Jose, Lotus Dental Group proudly serves individuals and families throughout San Jose and surrounding communities, offering cosmetic dentistry designed to help patients feel comfortable, confident, and proud of their smiles through personalized, patient-focused care.
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