Principal Dentist in San Jose, CA
We accept and bill Principal dental plans — and handle the paperwork for you.
Does Lotus Dental Group accept Principal?
Yes — Lotus Dental Group in San Jose accepts and bills Principal dental insurance. Most Principal PPO plans cover preventive visits such as cleanings, exams and X-rays at or near 100%, with basic and major treatment covered at a lower percentage. Our team verifies your specific Principal benefits before your appointment and submits the claim for you, so you know your cost up front.
Typical coverage levels for Principal PPO plans. Because your employer selects the plan, your actual benefits may differ — we verify your exact coverage before treatment.
Principal plans we accept
How your Principal billing works here
Before your appointment we confirm your coverage levels, deductible and remaining annual maximum.
For anything beyond a routine visit, you see your expected out-of-pocket cost before we begin.
You pay only your portion at the visit instead of paying in full and waiting on reimbursement.
Most dental plans reset at the end of the calendar year, and unused benefits do not roll over.
Everything your family needs under one roof
Lotus Dental Group is a comprehensive dental practice, so the treatment many offices refer out is handled here — using the same Principal plan, the same team and the same records.
Children and adults are treated in the same practice, so a family on one Principal plan can be scheduled together instead of driving between a pediatric office, a general dentist and a specialist.
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Experienced in Every Aspect of Dentistry
A graduate of the University of Pennsylvania School of Dental Medicine, Dr. Chawla brings more than two decades of clinical experience spanning preventive, restorative, cosmetic, and implant dentistry. After years in private practice, she built Lotus Dental Group around a simple idea: comprehensive, expert care delivered with patience and clear communication.
From routine cleanings and fillings to crowns, Invisalign, implants, and full smile makeovers, she is trained and experienced across every aspect of dentistry — and is especially passionate about helping anxious patients feel calm, informed, and in control of their care.
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Our front desk team
Bright, welcoming hallways
A modern treatment room
A calm, private hallway
Fully equipped treatment suitesWhat patients say about care & coverage
The office is very clean and the environment is very serene. I felt very comfortable with Cassandra and Alyssa. They were great at providing me lots of detail about my insurance and what options were available that best suited my situation. Thank you again!!
I started going to this dentistry in 2018 while in college and with little money after a dental emergency. Even though I had no insurance, she took me in, onboarded me into her insurance, and fixed my teeth perfectly.
Dr. Chawla and her team are amazing. They always made me feel comfortable and never made me feel judged for letting my teeth get to the state they were in. They help with financing, and four years later, I have the smile of my dreams.
A Modern, Welcoming Office
Newly appointed suites at 1660 Willow St #7 in Willow Glen, with easy parking.
Frequently Asked Questions
Book with a Principal dentist in San Jose
Call and our team will verify your Principal benefits before you come in. Not sure whether your plan is accepted? We accept and bill most major dental insurance — we are happy to check.